"I have no idea what happens to my family if something happens tomorrow."
How Much Would Your Family Lose to Taxes and Probate?
Select your state, enter your estate value, and see exactly what the IRS takes, what probate costs, and how many families in your state are going through it right now.
Step 1: Your State
Where do you live?
Step 2: Probate Risk
Your state requires full probate for estates above a certain value. Move the slider to see where you stand.
Estate Value (for Probate) $100,000
$0
Your state's threshold: $50,000
$500K
Step 3: Estate Tax Exposure
The federal government taxes estates above $15M (single) or $30M (married) at 40%. Some states add their own tax. How much would your family owe?
Total Estate Value $10,000,000
$100K$1B
Or type the exact amount
$
Filing Status
Detailed Breakdown
How to Protect Your Family from All of This
A properly funded revocable living trust passes your assets directly to your beneficiaries. No probate. No public record. No court fees. No 12-month wait. Add an Irrevocable Life Insurance Trust (ILIT) and the death benefit passes outside your taxable estate entirely. With the Digital eState Plan, your trust lives online, updates instantly, and your family settles everything through a self-service portal.
Taylored Tax clients have eliminated $200,000+ in estate taxes through trust structuring. Savings on this lever: $100,000/year. That's lever 5 of 7. Running total: $800,000 across 5 levers.
Terrence Okeke Taylor, EA & Al Darnell, Jr (BiG Al), EA, MBA · Enrolled Agents (IRS Licensed) · MBA, Harvard Business School
Probate thresholds represent the "small estate" limit below which simplified procedures may be available. Estates above these thresholds generally require full probate unless assets are held in a trust. Estate tax calculated using the One Big Beautiful Bill Act (PL 119-21) exemptions: $15M per person / $30M married, permanent, indexed to inflation. State estate tax estimated at ~16% average rate where applicable. Probate case data from National Center for State Courts (2023). Where state-specific case data was unavailable, the national average (~51,000 cases/state/year based on 2.6M total across 51 jurisdictions) was used. This calculator is for educational purposes only.
