Have you ever felt like...
"I've built a $10 million estate. My attorney charged me $8,000 to set up a trust three years ago. I haven't looked at it since. I have no idea if it's funded properly, if my beneficiaries are current, or what happens to my family if something happens tomorrow. The exemption just went up to $15 million, so I'm safe for now. But at the rate I'm building wealth, I'll blow past that in a few years. And then the IRS takes 40% of everything above it."
40%
Estate tax on everything above the exemption
$15M
New 2026 exemption per person ($30M married)
$500+
Attorney fee for every revision to your trust
We hear you. The higher exemption is great news. But it's also a window you should use now.
The One Big Beautiful Bill Act raised the estate tax exemption to $15 million per person ($30 million for married couples), indexed to inflation going forward. That's a huge win. But here's what most people miss: if your net worth is growing at the rate you've been building, you'll exceed $15 million in years, not decades. And the 40% tax on everything above that hits hard. The smart move is to use the higher exemption NOW to transfer wealth tax-free while you're under the line. Gift it, trust it, insure it. Every dollar you move out of your taxable estate today is a dollar that grows tax-free for your family forever. Most people set up a trust once and forget it. The families who keep their wealth treat estate planning as a living system, not a document in a filing cabinet.
How It Works: Use the $15M Window to Transfer Wealth Tax-Free
1
Digital eState Plan
Your trust goes online. 24/7 access, unlimited free revisions, digital asset assignment. No attorney needed for updates. Your family gets a self-service settlement portal.
2
Life Insurance Trust
An Irrevocable Life Insurance Trust (ILIT) holds your life insurance outside your taxable estate. $5M+ death benefit passes to your family with zero estate tax, even if your estate exceeds the exemption.
3
Strategic Gifting
$36,000/year per couple to each family member, tax-free. Over 20 years to 4 people, that's $1.44 million moved out of your taxable estate without triggering any gift tax.
4
Dynasty Trust
A dynasty trust is designed to last for multiple generations. Your children don't just inherit once. The trust keeps growing and protecting wealth for their children, and their children's children, without ever being taxed again.
Most estate plans are documents that sit in a cabinet. Ours is a living system. Your trust updates when your life does, and your family never has to hire an attorney to settle it.
Now Look at What Your Family Keeps
Without Planning (Estate Grows to $20M)
Your Estate at Death$20,000,000
Exemption ($15M per person)$15,000,000
Taxable Amount$5,000,000
Estate Tax at 40%$2,000,000
Probate Costs$50K-$150K
Attorney Fees for Settlement$25K-$75K
What Your Family Receives~$17,775,000
With Taylored Tax + Digital eState Plan
Your Estate at Death$20,000,000
ILIT Death Benefit (outside estate)+$5,000,000
Gifted Out Over 20 Years-$1,440,000 (tax-free)
Taxable Estate After Gifting$18,560,000
Estate Tax (ILIT + gifting reduces exposure)$0 - $1,424,000
Probate$0 (funded trust avoids it)
What Your Family Receives$22,000,000+
Additional Wealth Your Family Keeps
$4.2M+
compared to doing nothing
Assumes estate grows to $20M, $15M exemption per person (One Big Beautiful Bill Act, 2026, indexed to inflation). ILIT with $5M death benefit funded via Lever 3. Annual gifting of $36K/year to 4 people for 20 years. Dynasty trust for multi-generational transfer. Married couple using both exemptions ($30M combined) would eliminate estate tax entirely at this level. Probate eliminated by properly funded digital trust.
Why Planning Still Matters at $15M+ Exemption
New 2026 exemption (per person)$15,000,000
Married couple combined$30,000,000
Indexed to inflation going forwardYes (permanent)
If your estate exceeds the exemption40% on every dollar above
At $2M/year income, how fast you growPast $15M in 3-5 years
The window is open. Use it before you outgrow it.
The Taylored Tax + Digital eState Plan Advantage
Trust setup: digital, 24/7 accessDays, not months
Revisions to your trustUnlimited. Free. Instant.
Asset funding: digital assignmentNo deed recording for most assets
When your family needs itSelf-service trustee portal
ProbateCompletely avoided
Your family keeps everything. And settles it themselves.
What Makes Our Approach Different
Traditional estate planning: your attorney creates a document, files it in a cabinet, and charges you every time life changes. Our approach: your estate plan lives online, updates when you do, costs nothing to revise, and gives your family a guided portal to settle everything without hiring a lawyer. An attorney reviewed one of our plans and said: "Never seen a trust so well documented in all areas. No changes needed." We don't just plan your estate. We make it something your family can actually use.
This Is Real
Taylored Tax clients have eliminated $200,000+ in estate taxes through trust structuring, strategic gifting, and ILIT placement. One client preserved their entire $20M estate for their family while adding $5M in tax-free life insurance. Savings on this lever: $100,000/year. That's lever 5 of 7.
Taylored Tax clients (identities protected). Running total: $800,000 saved across levers 1 through 5. Two more to go.
