Have you ever felt like...

"I earn $2 million a year, and I keep less than half. My CPA files the return and sends a bill. No strategy. No plan. No conversation about what I'm missing. As a W-2 employee, I have almost no deductions. Business owners seem to play by a completely different set of rules."

$1M+

Annual tax bill

1.2%

What your 401(k) covers

Business deductions available

We hear you. And it doesn't have to be this way.

Wealthy families don't just earn more. They structure differently. The moment you start a business, even a modest consulting practice on the side, you unlock an entirely different set of rules: write-offs, the right business structure, and retirement plans that W-2 income alone can never access. Your CPA looks backward at last year's return. We look forward and build the blueprint for next year's savings.

How It Works: Four Steps to a Different Set of Rules

Start a Business

Monetize your expertise: consulting, advisory, coaching. You have skills companies already pay for.

Set Up an S-Corporation

This business structure lets you split income into salary (taxed normally) and profit distributions (which skip the extra 15.3% self-employment tax).

Unlock Write-Offs

Home office, travel, meals, equipment, health insurance, contractors. Your W-2 job allows zero of these deductions.

Activate Levers 2-7

A business qualifies you for real estate deductions, retirement contributions up to $300K/year, insurance strategies, and more.

Without a business, you're locked out of the strategies that actually move the needle. With one, the entire tax code works differently for you.

Now Look at What You Keep

Married Filing Jointly

Year 1 Savings

$231K

per year

5-Year Total

$1.16M

back in your pocket

10-Year Total

$2.3M

from this one lever alone

Single / Head of Household

Year 1 Savings

$115K

per year

5-Year Total

$579K

back in your pocket

10-Year Total

$1.16M

from this one lever alone

Based on maximum business loss deduction ($626K MFJ / $313K Single) with business revenue at 1/5th of the maximum. The business loss deduction allows your business expenses and depreciation to offset your W-2 income, directly reducing your tax bill.

Married Filing Jointly: The Math

Your W-2 Income$2,000,000

Your New Business Revenue$125,200

Business Loss Deduction (max allowed by law)$626,000

Your Taxable Income Drops To$1,374,000

Tax You No Longer Owe (at 37%)$231,620

Single / Head of Household: The Math

Your W-2 Income$2,000,000

Your New Business Revenue$62,600

Business Loss Deduction (max allowed by law)$313,000

Your Taxable Income Drops To$1,687,000

Tax You No Longer Owe (at 37%)$115,810

This Is Real

A Google VP saved $137,500/year on this lever. That's lever 1 of 7.

Taylored Tax client (identity protected). Running total: $137,500 saved. Six more levers to go.

Start or Expand a Business